Q3 Retire

Q3 Retire2018-04-17T07:31:15+00:00

Cultivating Retirement Plan Opportunities

With over

750 thousand defined benefit plans with fewer than 100 participants, there's a huge opportunity 
for financial professionals to approach this market.

A Range of Qualified Plan Solutions!

Q3 has developed a plug and play solution for your retirement plan practice by partnering with the best in the industry. We add investment fiduciary services to client plans along with practice management tools to help streamline and grow your business. We allow advisors to outsource fiduciary duties, cut plan costs, and increase fee transparency, all while maintaining complete control over the client relationship. We have a range of services to support your 401(k) and 403(b) marketing efforts.
  • Manage Existing Participant Accounts without Moving Them
  • Understand Cash Balance - The Fastest Growing Qualified Retirement Plan
  • Win Your Next 401(k) Pitch with the Ultimate Plan Proposal
401k Eggs

Request a Proposal Now!

Bundled vs. Unbundled

85% of plans with fewer than 250 participants rely on a bundled service provider.* While larger plans tend to use an unbundled solution. Why is there a difference and which is the better option?

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Strategy Description

The Voyage Target Managed Portfolios are designed for participants in Group Retirement plans. They strategically allocate among portfolios of global equities, alternative assets, and bonds. Each component then applies Q3’s systematic investment ranking process to a diverse universe of ETF’s representing that category. The strategy systematically replaces underperforming investment choices as it seeks to create a portfolio comprised of the strongest performing funds. Unlike our standard Voyage Portfolios, the Target Managed Portfolios allocations become more conservative as participants approach their target retirement date.

  • The equity portion of the strategy has the ability to increase cash position during unfavorable market periods
  • ETFs in the universe are systematically screened for several factors, including liquidity, volatility, and performance
  • Utilizes a glidepath designed to reduce portfolio volatility as the target date is approached
  • Conservative, Moderate, and Growth risk profiles also available
  • The model is reviewed weekly, though positions are each held at least 45-days

Marketing Material

Available Platforms

Research Reports

Interactive Strategy Report

View Strategy Report
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Strategy Description

The Q3 Destination Target Portfolios are specifically designed for participants in Group Retirement plans. The portfolios are strategically allocated among multiple asset classes including domestic and global equities, alternatives and bonds. Q3’s systematic investment ranking process is then applied to a diverse universe of ETF’s representing each category. The strategy systematically replaces underperforming investment choices as it seeks to create a portfolio comprised of the strongest performing funds. The Q3 Destination Target strategy provides investors with a diversified portfolio which will track the glidepath corresponding to the retirement date chosen.

  • ETFs in the universe are systematically screened for several factors, including liquidity, volatility, and performance
  • Utilizes a glidepath designed to reduce portfolio volatility as the target date is approached
  • The model is reviewed weekly, though positions are each held at least 30-days

Marketing Material

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Available Platforms

Research Reports

  • Destination Target 2020
  • Destination Target 2030
  • Destination Target 2040
  • Destination Target 2050
  • Destination Target 2060

Interactive Strategy Report

View Strategy Report

Strategy Description

Cash Balance plans are a growing segment of the defined benefit plan universe and could soon be as common as 401(k)s. The Voyage Cash Balance Strategy's objective is to achieve the target Interest Crediting Rate (ICR) of 5% on a multi-year average while focusing on capital preservation.

  • The portfolio is allocated mostly to income investments but also includes exposure to equities and alternatives to capitalize on opportunities during periods of rising interest rates
  • ETFs in the universe are systematically screened for several factors, including liquidity, volatility, and performance
  • The strategy is reviewed weekly and overweights to strength
  • Assets are moved to a preservation account as the annual target ICR is approached

Marketing Material

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Available Platforms

Research Reports

Interactive Strategy Report

View Strategy Report
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