Retirement Plan Overlay Management



Historically, retirement plan participants have been expected to manage their own accounts using the investment options offered in the company plan. However, according to a recent survey by the Employee Benefit Research Institute, 67% of plan participants would prefer to get guidance from a professional when selecting plan investments. Q3 has developed a solution to manage individual client accounts in a wide range of retirement plans.

Area Plans

StatePlan NameProvider
UtahBrigham Young UniversityTIAA
UtahCHG Companies, Inc 401kFidelity BrokerageLink
UtahCisco Systems, Inc.Fidelity BrokerageLink
UtahDixie State UniversityTIAA
UtahEdwards Lifesciences CorpTD Ameritrade SDBA
UtahFresenius Medical CareSchwab PCRA
UtahIntermountain Health CareSchwab PCRA
UtahL3/HarrisFidelity BrokerageLink
UtahLumen Technologies (CenturyLink)Schwab PCRA
UtahNorthrop Grumman CorporationFidelity BrokerageLink
UtahOOCL (USA) Inc. 401k SavingSchwab PCRA
UtahPacificorp. / Rocky MountainEmpower Brokerage Services
UtahRevere Health (formerly Central Utah Clinic)Prudential SDBA
UtahSalt Lake Community CollegeFidelity BrokerageLink / TIAA
UtahSnow CollegeTIAA
UtahSouthern Utah UniversityTIAA
UtahState of Utah (Utah Retirement Systems - URS 401k)Schwab PCRA
UtahUniversity of UtahTIAA
UtahUniversity of Utah (Hospital)Fidelity BrokerageLink / TIAA
UtahUtah State UniversityFidelity BrokerageLink / TIAA
UtahUtah Transit AuthorityTD Ameritrade SDBA
UtahUtah Valley UniversityFidelity BrokerageLink / TIAA
UtahVista OutdoorFidelity BrokerageLink
UtahWeber State UniversityFidelity BrokerageLink / TIAA
  • The list above only reflects large regional plans, contact us if you would like us to manage a plan not shown.
  • Plan rules are subject to change, please contact us to confirm that a listed plan can still be managed.
  • In addition to the list above most Public School 403b accounts in the United States can be managed.

Some companies have a national presence. Click the link below to view plans that exist in many regions of the country.

View National Plans

Getting Started

Retirement Plan Management Made Easy

One of the highlights of this opportunity is that virtually any working client might be a prospect. You don’t even have to talk to the plan sponsor, since the assets remain in the plan and the participants sign up for the service direct. Simply ask existing clients & prospects if they would like you to review their retirement account.

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