Retirement Plan Overlay Management



Historically, retirement plan participants have been expected to manage their own accounts using the investment options offered in the company plan. However, according to a recent survey by the Employee Benefit Research Institute, 67% of plan participants would prefer to get guidance from a professional when selecting plan investments. Q3 has developed a solution to manage individual client accounts in a wide range of retirement plans.

Area Plans

StatePlan NameProvider
MarylandAllegany College of MarylandTIAA
MarylandAmerican Institute of PhysicsTIAA
MarylandAnne Arundel Community CollegeTIAA
MarylandBAE Systems, Inc.Alight (Hewitt) SDBA
MarylandBethesda Health GroupFidelity BrokerageLink
MarylandBowie State UniversityTIAA
MarylandCarroll Community CollegeTIAA
MarylandCecil CollegeTIAA
MarylandCharles County Board of EducationFidelity BrokerageLink
MarylandCollege of Southern MarylandTIAA
MarylandCommunity College of Baltimore County, TheTIAA
MarylandFrederick County Community CollegeFidelity BrokerageLink / TIAA
MarylandFrederick Memorial HospitalPrincipal Financial Group
MarylandFrench International SchoolTIAA
MarylandFrostburg State UniversityTIAA
MarylandGoucher CollegeTIAA
MarylandHenry M Jackson FoundationTIAA
MarylandHoward Community CollegeTIAA
MarylandHoward Hughes Medical InstituteTIAA
MarylandJohns Hopkins Health SystemFidelity BrokerageLink
MarylandJohns Hopkins UniversityFidelity BrokerageLink / TIAA
MarylandLoyola University MarylandTIAA
MarylandMaryland Institute College of Art TIAA
MarylandMcDaniel CollegeTIAA
MarylandMedstar HealthFidelity BrokerageLink
MarylandMontgomery CollegeTIAA
MarylandMontgomery General HospitalFidelity BrokerageLink
MarylandMorgan State UniversityTIAA
MarylandMount St. Marys UniversityTIAA
MarylandNorthrop Grumman CorporFidelity BrokerageLink
MarylandPrince George Community CollegeFidelity BrokerageLink
MarylandSalisbury UniversityTIAA
MarylandSt John's CollegeTIAA
MarylandSt. Mary's CollegeTIAA
MarylandSt. Mary's HospitalFidelity BrokerageLink
MarylandStevenson University, Inc.TIAA
MarylandTarget Community & Educational ServicesTIAA
MarylandTowson UniversityTIAA
MarylandUniformed Services University of the Health Sciences (USUHS)TIAA
MarylandUnion Memorial HospitalFidelity BrokerageLink
MarylandUniversity of BaltimoreTIAA
MarylandUniversity of Maryland GlobalTIAA
MarylandUniversity of Maryland-BaltimoreTIAA
MarylandUniversity of Maryland-Baltimore CountyTIAA
MarylandUniversity of Maryland-College ParkTIAA
MarylandWashington CollegeTIAA
MarylandWashington Hospital CenterFidelity BrokerageLink
  • The list above only reflects large regional plans, contact us if you would like us to manage a plan not shown.
  • Plan rules are subject to change, please contact us to confirm that a listed plan can still be managed.
  • In addition to the list above most Public School 403b accounts in the United States can be managed.

Some companies have a national presence. Click the link below to view plans that exist in many regions of the country.

View National Plans

Getting Started

Retirement Plan Management Made Easy

One of the highlights of this opportunity is that virtually any working client might be a prospect. You don’t even have to talk to the plan sponsor, since the assets remain in the plan and the participants sign up for the service direct. Simply ask existing clients & prospects if they would like you to review their retirement account.

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