Retirement Plan Overlay Management



Historically, retirement plan participants have been expected to manage their own accounts using the investment options offered in the company plan. However, according to a recent survey by the Employee Benefit Research Institute, 67% of plan participants would prefer to get guidance from a professional when selecting plan investments. Q3 has developed a solution to manage individual client accounts in a wide range of retirement plans.

Area Plans

StatePlan NameProvider
MassachusettsAccentureAlight (Hewitt) SDBA
MassachusettsAmerican Institutes For ResearchTIAA
MassachusettsAmherst CollegeTIAA
MassachusettsAssumption CollegeTIAA
MassachusettsBabson CollegeTIAA
MassachusettsBard College at Simon's RockTIAA
MassachusettsBaystate HealthFidelity BrokerageLink
MassachusettsBoseEmpower Brokerage Services
MassachusettsBoston Children's HospitalFidelity BrokerageLink
MassachusettsBoston CollegeFidelity BrokerageLink / TIAA
MassachusettsBoston Medical CenterTIAA
MassachusettsBoston UniversityFidelity BrokerageLink / TIAA
MassachusettsBrandeis UniversityTIAA
MassachusettsBrigham and Women's HospitalFidelity BrokerageLink
MassachusettsBuckingham Browne & NicholsTIAA
MassachusettsCape Cod HospitalFidelity BrokerageLink
MassachusettsCharles Stark Draper LaboratoryTIAA
MassachusettsClark University of WorcesterFidelity BrokerageLink
MassachusettsCollege of the Holy CrossFidelity BrokerageLink / TIAA
MassachusettsCommonwealth of MassachusettsTIAA
MassachusettsCooley Dickinson HealthFidelity BrokerageLink
MassachusettsDana-Farber Cancer InstituteTIAA
MassachusettsEducation Development CenterTIAA
MassachusettsEmerson College / HospitalFidelity BrokerageLink
MassachusettsEndicott CollegeTIAA
MassachusettsFidelityFidelity BrokerageLink
MassachusettsFresenius Medical CareSchwab PCRA
MassachusettsHallmark HealthFidelity BrokerageLink
MassachusettsHampshire CollegeTIAA
MassachusettsHarvard University / MedicalFidelity BrokerageLink / TIAA
MassachusettsHealth Alliance Hospital (Leominster)Fidelity BrokerageLink
MassachusettsHologicFidelity BrokerageLink
MassachusettsJoslin Diabetes CenterTIAA
MassachusettsLesley UniversityTIAA
MassachusettsLynn Community HealthFidelity BrokerageLink
MassachusettsMarlborough HospitalFidelity BrokerageLink
MassachusettsMartha's Vineyard Hospital 403(b)Fidelity BrokerageLink
MassachusettsMassachusettes Eye and Ear InfirmaryFidelity BrokerageLink / TIAA
MassachusettsMassachusetts General HospitalFidelity BrokerageLink
MassachusettsMassachusetts Institute of Technology (MIT)Fidelity BrokerageLink
MassachusettsMcKesson CorporationFidelity BrokerageLink
MassachusettsMerck and CoFidelity BrokerageLink
MassachusettsMerrimack CollegeFidelity BrokerageLink / TIAA
MassachusettsMount Auburn HospitalTIAA
MassachusettsMt. Holyoke CollegeFidelity BrokerageLink
MassachusettsMuseum of Fine ArtsTIAA
MassachusettsNantucket Cottage HospitalFidelity BrokerageLink
MassachusettsNew England Organ BankFidelity BrokerageLink
MassachusettsNew England Sinai HospitalFidelity BrokerageLink
MassachusettsNewton Wellesley HospitalFidelity BrokerageLink
MassachusettsNorth Shore Medical CenterFidelity BrokerageLink
MassachusettsNortheastern UniversityFidelity BrokerageLink / TIAA
MassachusettsOracle CorporationFidelity BrokerageLink
MassachusettsPark School, TheTIAA
MassachusettsPartners Healthcare System, Inc.Fidelity BrokerageLink / TIAA
MassachusettsPhillips AcademyTIAA
MassachusettsRaytheonFidelity BrokerageLink
MassachusettsRoman Catholic Archdiocese of BostonTIAA
MassachusettsSamaritan Community Health ServicesFidelity BrokerageLink
MassachusettsSanofi GenzymeSchwab PCRA
MassachusettsSimmons UniversityTIAA
MassachusettsSpringfield CollegeTIAA
MassachusettsSt. Vincent HospitalFidelity BrokerageLink
MassachusettsState of Massachusetts / MATDAmeritrade SDBA
MassachusettsState Street CorporationFidelity BrokerageLink
MassachusettsStonehill CollegeTIAA
MassachusettsSuffolk UniversityTIAA
MassachusettsTabor AcademyTIAA
MassachusettsTakeda PharmaceuticalsFidelity BrokerageLink
MassachusettsThe Forsyth InstituteTIAA
MassachusettsThe Governor's AcademyTIAA
MassachusettsThe Mitre CorporationTIAA
MassachusettsTrustees of Clark UniversityTIAA
MassachusettsTufts UniversityFidelity BrokerageLink / TIAA
MassachusettsUnited Healthcare GroupFidelity BrokerageLink
MassachusettsUniversity of MassachusettsTDAmeritrade SDBA / TIAA
MassachusettsUniversity of Massachusetts Memorial HealthcareFidelity BrokerageLink
MassachusettsWellesley CollegeTIAA
MassachusettsWentworth Institution of TechnologyTIAA
MassachusettsWestern New England UniversityTIAA
MassachusettsWGBH, Public RadioTIAA
MassachusettsWheaton CollegeTIAA
MassachusettsWhitehead InstituteTIAA
MassachusettsWilliams CollegeTIAA
MassachusettsWoods Hole Oceanographic Institution (WHOI)Schwab PCRA
MassachusettsWorcester Polytechnic InstituteTIAA
  • The list above only reflects large regional plans, contact us if you would like us to manage a plan not shown.
  • Plan rules are subject to change, please contact us to confirm that a listed plan can still be managed.
  • In addition to the list above most Public School 403b accounts in the United States can be managed.

Some companies have a national presence. Click the link below to view plans that exist in many regions of the country.

View National Plans

Getting Started

Retirement Plan Management Made Easy

One of the highlights of this opportunity is that virtually any working client might be a prospect. You don’t even have to talk to the plan sponsor, since the assets remain in the plan and the participants sign up for the service direct. Simply ask existing clients & prospects if they would like you to review their retirement account.

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