Retirement Plan Overlay Management



Historically, retirement plan participants have been expected to manage their own accounts using the investment options offered in the company plan. However, according to a recent survey by the Employee Benefit Research Institute, 67% of plan participants would prefer to get guidance from a professional when selecting plan investments. Q3 has developed a solution to manage individual client accounts in a wide range of retirement plans.

Area Plans

StatePlan NameProvider
HawaiiAdventist Healthcare RetireAlight (Hewitt) SDBA
HawaiiAmerican AirlinesFidelity BrokerageLink
HawaiiCharterFidelity BrokerageLink
HawaiiCity and County of HonoluluVoya w/ TD Ameritrade SDBA
HawaiiDelta AirlinesFidelity BrokerageLink
HawaiiDepartment of Education - HawaiiAspire
HawaiiDuty Free StoresFidelity BrokerageLink
HawaiiHawaii Department of EducationAspire
HawaiiHawai?i Pacific UniversityTIAA
HawaiiHawaii Permanente/KaiserFidelity BrokerageLink / TD Ameritrade SDBA
HawaiiHawaiian Airlines, Inc PilotsEmpower Brokerage Services with Schwab PCRA
HawaiiHilton HotelsSchwab PCRA
HawaiiIolani SchoolTIAA
HawaiiKamehameha SchoolsTD Ameritrade SDBA
HawaiiMatson InternationalFidelity BrokerageLink
HawaiiMid Pacific InstituteTIAA
HawaiiPunahou SchoolTIAA
HawaiiQueen's Health SystemFidelity BrokerageLink
HawaiiResearch Corp of The Univ of HawaiiTIAA
HawaiiServcoFidelity BrokerageLink
HawaiiSouthwest Airlines - PilotsSchwab PCRA (Empower)
HawaiiState of Hawaii / Island $avings PlanPrudential SDBA
HawaiiTime Warner CableFidelity BrokerageLink
HawaiiUnited AirlinesSchwab PCRA / Fidelity BrokerageLink
HawaiiUniversity of HawaiiAspire
HawaiiWaianae Coast ComprehensiveSchwab PCRA (Empower)
  • The list above only reflects large regional plans, contact us if you would like us to manage a plan not shown.
  • Plan rules are subject to change, please contact us to confirm that a listed plan can still be managed.
  • In addition to the list above most Public School 403b accounts in the United States can be managed.

Some companies have a national presence. Click the link below to view plans that exist in many regions of the country.

View National Plans

Getting Started

Retirement Plan Management Made Easy

One of the highlights of this opportunity is that virtually any working client might be a prospect. You don’t even have to talk to the plan sponsor, since the assets remain in the plan and the participants sign up for the service direct. Simply ask existing clients & prospects if they would like you to review their retirement account.

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