Retirement Plan Overlay Management



Historically, retirement plan participants have been expected to manage their own accounts using the investment options offered in the company plan. However, according to a recent survey by the Employee Benefit Research Institute, 67% of plan participants would prefer to get guidance from a professional when selecting plan investments. Q3 has developed a solution to manage individual client accounts in a wide range of retirement plans.

Area Plans

StatePlan NameProvider
ColoradoAspen Valley HospitalFidelity BrokerageLink
ColoradoAT&TFidelity BrokerageLink
ColoradoAurora Public SchoolsFidelity BrokerageLink
ColoradoAvayaFidelity BrokerageLink
ColoradoBanner HealthFidelity BrokerageLink
ColoradoCargill, Inc.TD Ameritrade SDBA
ColoradoCentura HealthFidelity BrokerageLink
ColoradoCisco Systems, Inc.Fidelity BrokerageLink
ColoradoColorado County Officials and Employees Retirement PlanSchwab PCRA
ColoradoColorado Mesa UniversityTIAA
ColoradoColorado PeraTD Ameritrade SDBA
ColoradoColorado State UniversityFidelity BrokerageLink / TIAA
ColoradoColorado State University-PuebloTIAA
ColoradoCoorsTekFidelity BrokerageLink
ColoradoDelta AirlinesFidelity BrokerageLink
ColoradoDenver HealthFidelity BrokerageLink
ColoradoDirecTVTD Ameritrade SDBA
ColoradoEchostarFidelity BrokerageLink
ColoradoFire Police Pension AssociationFidelity BrokerageLink
ColoradoFort Lewis CollegeFidelity BrokerageLink / TIAA
ColoradoFrontier AirlinesSchwab PCRA
ColoradoGoogle Inc.TD Ameritrade SDBA
ColoradoGreat-WestTD Ameritrade SDBA
ColoradoHarley-DavidsonFidelity BrokerageLink
ColoradoHewlett-Packard CompanyFidelity BrokerageLink
ColoradoHome DepotSchwab PCRA
ColoradoIntel (401k only)Fidelity BrokerageLink
ColoradoKaiser PermanenteFidelity BrokerageLink / TD Ameritrade SDBA
ColoradoLarimer CountyTIAA
ColoradoLittleton Public SchoolsTIAA
ColoradoLockheed Martin CorporationTD Ameritrade SDBA
ColoradoLumen Technologies (CenturyLink)Schwab PCRA
ColoradoMcKesson CorporationFidelity BrokerageLink
ColoradoMednaxFidelity BrokerageLink
ColoradoMedtronicAlight (Hewitt) SDBA
ColoradoMetro State CollegeFidelity BrokerageLink
ColoradoMetro State University of DenverTIAA
ColoradoNational Jewish HealthTIAA
ColoradoNational Renewable Energy LaboratoriesSchwab PCRA
ColoradoNorthrop Grumman CorporationFidelity BrokerageLink
ColoradoOracle CorporationFidelity BrokerageLink
ColoradoRegis Jesuit High SchoolTIAA
ColoradoRegis UniversitySchwab PCRA
ColoradoSCL HealthFidelity BrokerageLink
ColoradoSouthwest Airlines (pilots only)Schwab PCRA
ColoradoState of Colorado - Colorado PERATD Ameritrade SDBA
ColoradoThe Charles Schwab CorporationSchwab PCRA
ColoradoThe Colorado CollegeTIAA
ColoradoUNAVCO, Inc.TIAA
ColoradoUnited AirlinesSchwab PCRA / Fidelity BrokerageLink
ColoradoUniversity Corporation for Atmospheric ResearchTIAA
ColoradoUniversity of ColoradoTIAA
ColoradoUniversity of Colorado HealthTIAA
ColoradoUniversity of Colorado Health SystemFidelity BrokerageLink
ColoradoUniversity of Colorado MedicineTIAA
ColoradoUniversity of Colorado PlansTIAA SDBA
ColoradoUniversity of DenverTIAA
ColoradoUniversity of Northern ColoradoTIAA
ColoradoVail ResortsEmpower Brokerage Services
ColoradoWestern UnionSchwab PCRA
ColoradoXcel EnergyTD Ameritrade SDBA
  • The list above only reflects large regional plans, contact us if you would like us to manage a plan not shown.
  • Plan rules are subject to change, please contact us to confirm that a listed plan can still be managed.
  • In addition to the list above most Public School 403b accounts in the United States can be managed.

Some companies have a national presence. Click the link below to view plans that exist in many regions of the country.

View National Plans

Getting Started

Retirement Plan Management Made Easy

One of the highlights of this opportunity is that virtually any working client might be a prospect. You don’t even have to talk to the plan sponsor, since the assets remain in the plan and the participants sign up for the service direct. Simply ask existing clients & prospects if they would like you to review their retirement account.

Send Us A Message

Request a Call



    Prove you are not a bot:


    Your Message