Retirement Plan Management OverviewJosh Boerger2021-05-26T11:03:56-04:00
Retirement Plan Management Overview
Providing Active Risk Management for Retirement Plan Participants
With over 10 years' experience working as a retirement plan overlay manager, Q3 has become an expert in the space. While many advisors simply provide ancillary advice when it comes to their clients' retirement plans, we maintain the ability to manage client accounts on a case by case basis as well as facilitate the deduction of advisory fees. Our pre-rollover solution helps advisors to immediately increase their AUM while attracting new prospects prior to competing for the highly coveted IRA rollover.
In the Fall of 1982, Bradford Giamo began his career on the trading floor of the New York Commodities Exchange where he would spend the next 16 years refining his approach toward risk management. He and the team at Q3 have been helping investors navigate uncertain markets since 2006. Q3's services are available through a select group of investment professionals located across the country.
As investors approach retirement, many can't afford to sustain a major loss at the hands of a bear market. At Q3, we believe that avoiding large losses is paramount in achieving long term growth. There are times where it may be prudent to reduce risk within a client's portfolio. For investors that don't have the time, desire, or expertise to manage their retirement assets effectively, Q3 is here to help.
Some retirement plans offer a feature referred to as a Self-Directed Brokerage Account (SDBA). The problem is that not many participants really understand what it is or why they might want to use this feature. The SDBA allows participants to make investments outside of their regular plan window. So rather than being limited to a smaller number of options offered within the plan, a self-directed brokerage account often includes many more investments, such as stocks, bonds, mutual funds, and ETFs.
Q3 is a fee-based investment advisor. Advisory fees vary depending upon the size of the portfolio and are deducted on a quarterly basis. Q3 generally shares 50% of the collected fee with the referring representative.